Which TurboTax Software do I need?
Quick answer: Deluxe covers most homeowners and filers with deductions. Premier adds investments and rental property. Home & Business is for the self-employed and freelancers. Business is for partnerships, corporations, and LLCs filing a separate business return. We sell current (2025) and prior-year (2023–2024) TurboTax Desktop software for every edition below.
| Situation | Deluxe | Premier | Home & Business | Business |
|---|---|---|---|---|
| Federal & state returns | ✓ | ✓ | ✓ | ✓ |
| Homeowner / charitable donations | ✓ | ✓ | ✓ | – |
| Stocks, bonds, or rental property | – | ✓ | ✓ | – |
| Self-employed / freelancer / 1099 | – | – | ✓ | – |
| Partnership, S/C Corp, LLC, trust, or estate return | – | – | – | ✓ |
Note: all TurboTax Desktop editions (Deluxe, Premier, Home & Business) include the same underlying tax forms and schedules. This chart reflects Intuit's recommended edition for the best step-by-step guidance in each situation, not a form-availability restriction. TurboTax Business is the one true exception — it's built for separate business returns (partnerships, corporations, trusts, and estates) rather than a personal 1040.
TurboTax Deluxe
Best for homeowners, charitable donors, and anyone with education or medical expenses.
- Federal & state returns
- Maximizes deductions
- Homeowner tax breaks
TurboTax Premier
Best for investors, rental property owners, and trust beneficiaries.
- Everything in Deluxe
- Stocks, bonds & mutual funds
- Rental property income
TurboTax Home & Business
Best for the self-employed, freelancers, and home-based business owners.
- Everything in Premier
- Self-employment deductions
- Home office write-offs
TurboTax Business
Best for partnerships, S/C corporations, multi-member LLCs, trusts, and estates.
- Separate business return
- Partnership & corporate forms
- Trust & estate filing
Forms & Schedules Reference
Not sure what form your situation needs? Here's a quick reference for the IRS forms most commonly involved in each scenario. All TurboTax Desktop editions include these forms; the table above reflects which edition gives you the best guided experience for each one.
| Situation | Common IRS form(s) |
|---|---|
| Itemized deductions (mortgage interest, donations, medical) | Schedule A |
| Self-employment / freelance / 1099 income | Schedule C, Schedule SE |
| Business asset depreciation | Form 4562 |
| Stock, bond, or crypto sales | Schedule D, Form 8949 |
| Rental property income | Schedule E |
| Partnership return | Form 1065 |
| S Corporation return | Form 1120-S |
| C Corporation return | Form 1120 |
| Trust or estate return | Form 1041 |
Still not sure, or your situation spans more than one row? Chat with our support team and we'll point you to the right edition.
Frequently Asked Questions
Do all TurboTax Desktop editions include the same tax forms?
Yes, for the personal editions (Deluxe, Premier, and Home & Business), the underlying tax forms and schedules are the same across all three. What differs is the guided interview experience — higher editions provide more step-by-step help for situations like investments, rental property, or self-employment. TurboTax Business is different: it's built for separate business returns (partnerships, S/C corporations, trusts, and estates) rather than a personal Form 1040.
Do you sell prior-year TurboTax software?
Yes. In addition to the current tax year, we carry TurboTax Deluxe, Premier, Home & Business, and Business for the 2023 and 2024 tax years, so you can file a past-due or amended return for an earlier year. Use the "Other years" links on each card above to jump to that year's version.
Is TurboTax Desktop different from TurboTax Online?
Yes. The versions we sell are the TurboTax Desktop download editions, which you install on your own PC or Mac. TurboTax Online is a separate, browser-based product sold directly by Intuit and may have different pricing, free-tier availability, and feature limits than the desktop software.
How much does TurboTax cost?
Pricing depends on the edition (Deluxe, Premier, Home & Business, or Business) and tax year. Check each product page for current pricing and any active discounts.
How do I enter or switch my license code in TurboTax Desktop?
Your license code is emailed to you after checkout. Enter it when prompted during installation, or from the TurboTax menu under "Activate/Register" (exact wording varies slightly by tax year). If you run into trouble, our support team can help via live chat.
How do I get a copy of a past TurboTax return?
Copies of your filed return are saved within the TurboTax software you used for that tax year, or in your Intuit account if you e-filed. If you purchased your software from us and need help locating your files, reach out to our support team.
Which TurboTax edition includes federal e-file?
Federal e-filing is included with TurboTax Desktop editions, though the number of returns you can e-file per purchase is set by Intuit and can vary by tax year and edition. Check the individual product page for the exact e-file details of the version you're buying.
Get your taxes done right and your biggest tax refund—guaranteed with TurboTax
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100% accurate calculations, audit support, and your max refund. All backed for the full 7-year life of your tax return.
Searches for tax deductions
TurboTax finds every tax deduction and credit you qualify for to boost your tax refund.
100% accurate calculations
TurboTax calculations are 100% accurate so your taxes will be done right, guaranteed, or we'll pay you any IRS penalties.